Changing My Money Habits


“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.”                Luke 16:10


I am doing a Bible study on finances – long overdue, actually. My history with money is full of wrong motives and attitudes. In fact, I’m pretty positive that God has shaken His head in exasperation with me in this area more than once. I know my husband has! Thankfully, both have shown me lots of grace while nudging me to grow.

This verse from Luke was part of my reading yesterday, and it really started me thinking about how my own habits haven’t always reflected this ideal. It’s easy to say, “Small amounts of money don’t really matter – it’s the big stuff that counts.” But that’s not true.

I spent many years as a teen and young adult hoarding change and $1 bills. If I could earn or scrounge up coins or paper, I’d stick them in my pocket or purse. Then I’d either spend it on something cheap or squirrel it away. The way I approached spending money for that part of my life had quite a selfish ring to it: I earned it/found it so it’s mine to spend how I want. Even after I accepted Christ, I bucked at the idea that I had to give my money away, because it felt unfair. Sure, I was willing to tithe weekly, but not much beyond.

Now I’m thinking back to all those little bits of money and how much good they might have done if I’d shared them. Such a small amount wouldn’t have changed the world, but parting with it would have changed me for the better. As I do this study, I realize how clutching money, whether in my hand or my mind, shows a lack of respect for God’s provision and for His plans.

I want to be like the servants in the Parable of the Talents, who invest what they’ve been given wisely. Because with the right mindset, even the smallest amount can be used to grow the Kingdom. And like them, I want to see the smile of pleasure on my Master’s face at the end of my work!